Technology

IMA1813Technological change is affecting the way we work, play, and live our lives. We are no longer content with obsolete methods. As technological advances continue, our dependency on this technology will increase. As a result, consumers expect more, and your pressure to meet these expectations will escalate.

This change in technology has had an impact on the insurance industry as well. Traditional insurance programs do not meet the changing exposure to loss that has been created by new technology. At Brower Insurance, we understand your business. We can tailor an insurance program to meet the unique needs now faced by your industry. We have teamed with insurance carriers that continue to upgrade their portfolio of coverage in order to provide the insurance protection necessary when you need it the most.

Whether you are a start-up operation looking for your first round of financing, or an established organization that has been around for years, we have the program for you!

Specialized Coverages

  • Flexible property coverage such as:
    • Virus protection
    • Mechanical Breakdown of EDP Equipment
    • Data, media, and other forms of intangible property
    • Lost profit due to a covered loss, including E-commerce transactions
    • Coverage for R&D
  • General Liability, including coverage for clinical trials
  • Errors & Omissions
  • Intellectual Property Rights including patent and copyright protection
  • Internet Security
    • Denial of Service
    • Computer Attack Extortion
    • Asset income and protection
  • Directors & Officers Liability
    • Private and Public, IPOs
  • Kidnap and Ransom
  • International Coverage, including local placements
  • Workers' Compensation, Automobile, and Umbrella Liability